Financial Assistance Resources

Are you experiencing financial stress due to the COVID-19 pandemic? If so, you are not alone. Findings from a recent Blue Star Families research indicate that many military families have immediate financial needs to cover expenses including consumer debt, housing expenses, student loan debt, and medical bills. 

If you have been impacted financially by COVID-19 you may be eligible for financial support including zero-interest loans and grants for active duty service members, guard and reserve, military families, and retired service members.

Click on an organization below for eligibility information and to apply:

Air Force Aid Society (AFAS)

Learn more about our financial assistance options and eligibility requirements for Air Force and Space Force service members and their families impacted by COVID-19.

Army Emergency Relief (AER)

Zero-Interest loans and grants for active duty and retired Soldiers, Army Reserve and National Guard Soldiers activated on Title 10 orders for more than 30 days, and surviving spouses.

Coast Guard Mutual Assistance (CGMA)

With only a few exceptions, everyone associated with the U.S. Coast Guard is eligible for CGMA assistance. This includes Active Duty, Retired, Civilian Employees, Reserve, Auxiliary, PHS Officers, Chaplains serving the CG, and surviving family members.

Navy Marine Corps Relief Society (NMCRS)

Learn more about our financial assistance options and eligibility requirements for sea service families impacted by COVID-19.

We Care For America Foundation

Grants and loans for all National Guard members past and present.


43% Junior Enlisted, 42% Mid/Senior Enlisted, 27% Commissioned Officers cited consumer debt as an immediate financial stressor.

- Blue Star Families Pulse Check November 2020

42% of military spouse respondents who had been working prior to the pandemic reporting they had stopped working at some point during it. Only 32% have since found new employment.

- 2020 Military Family Lifestyle Survey (Sept 2020)

My wife can barely work. Because of that, our finances have been so much tighter, including food budgets.

- Active-duty service member

Among active-duty family respondents reporting at least one immediate need, 21% of mid-level and senior enlisted families (E5+) indicated they need immediate financial support to cover the cost of key essentials.

- Financial Needs Pulse Check (Nov 2020)

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